Welcome to Our Online Loan Referral Service

1.9 34 reviews

200 W Branch St, Arroyo Grande, CA 93420, USA
+1 (805) 474-1929
locators.bankofamerica.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
10AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17, Fleming Island, FL, 32003, United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Feedback about Bank of America Financial Center?

Here you read the feedback of our customers.

Very poor service - long, long wait times; more than 16 people in line.

Theron Bauch

Then they gave some BS on my company check to cash .

Marie Welch

Expect to wait at least 30 minutes for teller service.

Seamus Crooks

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Arroyo Grande, California

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Arroyo Grande, California is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of America Financial Center help issue a payday loan in Arroyo Grande, California?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Arroyo Grande, ca will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Arroyo Grande, California

BAC Community Bank

2251 Balfour Rd, Brentwood, CA 94513, USA

+1 (925) 308-7011

www.bankbac.com

Valerie Shields, Finance of America Mortgage LLC

32451 Golden Lantern Suite 203, Laguna Niguel, CA 92677, USA

+1 (714) 689-9820

www.foamortgage.com

Northern California Natl Bank

1717 Mangrove Ave # 100, Chico, CA 95926, USA

+1 (530) 879-5900

www.norcalbank.com

BBVA Bank

81020 CA-111, Indio, CA 92201, USA

+1 (760) 775-0046

www.bbvausa.com

Navy Federal Credit Union

17030 Bernardo Center Dr, San Diego, CA 92128, USA

+1 (888) 842-6328

www.navyfederal.org

USA Check Center (formerly Check Center)

1722 Euclid Ave, San Diego, CA 92105, USA

+1 (619) 264-2805

www.usacheckcashingstore.com

ACE Cash Express

1204 S Euclid St, Anaheim, CA 92802, USA

+1 (714) 780-1919

www.acecashexpress.com

ACE Cash Express

1330 S Pacific Ave A, San Pedro, CA 90731, USA

+1 (310) 521-3060

www.acecashexpress.com

Bay Cal Financial Milpitas

1900 McCarthy Blvd #301, Milpitas, CA 95035, USA

+1 (408) 719-6800

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