Westamerica Bank Payday Loans Review

5 2 reviews

Organization owner?

735 Bellevue Rd, Atwater, CA 95301, USA

+1 (209) 357-5220

www.westamerica.com

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you see the feedback of our clients.

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Westamerica Bank in Atwater seemed to me the most efficient.

Marielle Runte

The money are transferred to my card. I pay off through my account. The payment is convenient and quick. Pay on time and there will be no issues.

Adrien Leffler I

Westamerica Bank applied for a loan secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Wanda Ratke

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Atwater, Ohio

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Atwater, Ohio is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Westamerica Bank help take out a payday loan in Atwater, Ohio?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Atwater, oh consider this circumstance not an obstacle to take out a loan. The recipient of a loan should be ready to objectively estimate financial abilities, take out a loan, repay the debt on schedule and not only resolve current issues, but improve the credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Atwater, California

U.S. Bank ATM - Twain Harte

22953 Twain Harte Dr, Twain Harte, CA 95383, USA

+1 (800) 872-2657

usbank.com