Domain Info
Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
Feedback about Westamerica Bank?
Here you get acquainted with the reviews of our clients.
I took out a cash advance when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a interest rate, but here it was approved as I wanted.
Prof. Robin Hegmann
I apply very often. I am satisfied with the terms. There is online day and night service.
Miss Violette Daniel MD
Thanks to the team of Westamerica Bank. Quick solution of the arisen problems, quick decision on the payday loan. I definitely recommend this company.
Yvonne O'Reilly I
Good service with a favorable rate. Money deposited immediately, I always use Westamerica Bank.
Neoma Dibbert
Good service with a reasonable rate. Money transferred immediately, I always use Westamerica Bank.
Kendall Dietrich
I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.
Kay Aufderhar
Pay Attention
Lenders are described in the first three points. Below info shows general information about payday loans.
Payday Loans in Benicia, California
According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.
This financial product in Benicia, California is issued simply and fast. The interest rate is set depending on the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Westamerica Bank help issue a loan in Benicia, California?
- 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should fill in the following data:
After filling in an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Benicia, ca will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Benicia, California
Payday Advance
Baldwin Park, CA 91706, USA
Maggio Capital - Hard Money Lenders San Diego
12526 High Bluff Dr UNIT 300, San Diego, CA 92130, USA
+1 (858) 764-4436
www.maggiocapital.com
Flagstar Bank Home Loan Center
2040 Main St Suite 710, Irvine, CA 92614, USA
+1 (949) 668-1263
flagstar-opes.com
Vons Credit Union/Certified Federal Credit Union
16830 San Fernando Mission Blvd, Granada Hills, CA 91344, USA
+1 (626) 444-1972
OneMain Financial
238 E Betteravia Rd Ste A, Santa Maria, CA 93454, USA
+1 (805) 928-9877
www.onemainfinancial.com
OneMain Financial
2278 Foothill Blvd, La Verne, CA 91750, USA
+1 (909) 392-5578
www.onemainfinancial.com
ATM (Union Bank)
1501 Westcliff Dr, Newport Beach, CA 92660, USA
+1 (949) 642-3111
www.unionbank.com
