Welcome to Our Online Loan Referral Service

4.7 3 reviews

560 1st St B-106, Benicia, CA 94510, USA
+1 (888) 387-8632
www.1stnorcalcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–6PM

Domain Info

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Mailing Address

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Feedback about 1st Northern California Credit Union?

Here you get acquainted with the feedback of our clients.

It was significant to improve the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I contacted 1st Northern California Credit Union. The rating improved after several loans paid off.

Oda Durgan

Good service with a reasonable percentage. Money transferred immediately, I always use 1st Northern California Credit Union.

Muhammad Dare Jr.

I'm not ashamed to borrow money from 1st Northern California Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Foster Roberts

Pay Attention

Lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Benicia, California

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Benicia, California is issued easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will 1st Northern California Credit Union help take out a loan in Benicia, California?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Benicia, ca will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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