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1 2 reviews

2526 Rockwood Ave, Calexico, CA 92231, USA
+1 (760) 768-5000
www.mechanicsbank.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank ATM (outside Walmart)?

Here you grapple with the reviews of our customers.

I have a problem with paying a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to contact Mechanics Bank ATM (outside Walmart). They really helped out.

Mr. Ken Ward III

I issued a payday loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One denied, the other issued at too high a percentage, but here it was approved as I wanted.

Mrs. Jessyca Mraz

I recommend Mechanics Bank ATM (outside Walmart) to everyone, I am applying for the second time. Everything is great!

Ms. Avis Wolff

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Calexico, California

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Calexico, California are taken out hassle-free. The interest rate is dependent on the client's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank ATM (outside Walmart) help take out a payday loan in Calexico, California?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Calexico, ca review this circumstance not a drawback to take out a loan. The borrower of a payday loan should be ready to objectively assess financial solvency, take out a loan, pay off the debt on a due date and not only cope with current problems, but improve the credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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