AEP Financial Services Payday Loans Review

5 reviews

Loan agency in Campbell, California

Organization owner?

1550 S Winchester Blvd # 220, Campbell, CA 95008, USA

+1 (408) 866-0893

What people think about AEP Financial Services?

Below you read some of the reviews of our customers.

Illegit service!! They approve me for a loan but it’s been 3 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my loan.

Maynard Langosh I

Unhappy borrower! Was declined for no reason. My credit was good.

Kaitlyn Padberg

This company is a scam. I will never use again. $20 goes towards loan and you keep $82 for interest.

Jovanny Lakin

I tried to borrow money from AEP Financial Services. They rejected me. Why then declare they accept everyone even those with bad credit?? Unrecommended. Later, got many calls with an offer to take out a loan. I do not recommend this company.

Misty Pacocha

I took loans from AEP Financial Services many times. Previously it was ok. Last time they said I was accepted. Promised the funds would be in my account within 6 hours. It’s been 2 days – no money. They do not answer emails. Why???

Maritza West

Important

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in Campbell, New York

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Campbell, New York. The APR will be set individually for each case and will depend on the personal information the consumer entered.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments without delays.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.