Welcome to Our Online Loan Referral Service

4.1 9 reviews
Loan agency in Carlsbad, California

5950 La Place Ct #165, Carlsbad, CA 92008, USA
+1 (760) 827-8914
www.onemainfinancial.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you grapple with the reviews of our customers.

It was significant to enhance the credit history, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted OneMain Financial. The history improved after several loans paid off.

Aiyana Torphy

Good service with a favorable rate. Money transferred immediately, I always use OneMain Financial.

Miss Laurence Kuhn

The cash advance is deposited easily and quickly. There is a minus - a great interest rate when returning a loan.

Prof. Darion Bahringer

Thanks to OneMain Financial for helping out when money is emergenctly required. I have been applying to this service for amost one year and everything is always honest, without hidden commissions.

Syble Frami

Not the first time I use OneMain Financial. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Elisha Cole

Not the first time I use OneMain Financial. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It helps out a lot when cash is urgently needed.

Angelita Reichel

Pay Attention

Payday lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Carlsbad, Texas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and fast to take out loans in Carlsbad, Texas. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will OneMain Financial help issue a loan in Carlsbad, Texas?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Carlsbad, tx will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

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