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3.2 5 reviews

5420 Carpinteria Ave, Carpinteria, CA 93013, USA
+1 (805) 684-4566
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

What people think about Union Bank?

Below you find some of the testimonials of our clients.

Union Bank seems fair. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $600. Paid off the loan as agreed. The managers were friendly, they gave speedy answers to all my questions. No troubles. But their interest rates are average.

Winston Haley

Many thanks to Union Bank. I recently had some problems with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to cover my issues and signed with relief.

Ms. Nedra Raynor

Pay Attention

The previous three items charactirize a definite company. But below you can find general information about payday loans.

Payday Loans in Carpinteria, California

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Carpinteria, California. The entire process is hassle-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

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