Welcome to Our Online Loan Referral Service

3 reviews

3895 E Castro Valley Blvd suite a, Castro Valley, CA 94552, USA
+1 (510) 582-7003
www.unitedbusinessbank.com
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2013-09-11

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about United Business Bank?

Here you get acquainted with the reviews of our customers.

Good service with a favorable percentage. Money transferred immediately, I always use United Business Bank.

Mrs. Carolanne Halvorson

I suffered a difficult situation in my life. I emergenctly needed extra money. This company helped me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Ms. Modesta Abbott

Thanks to the team of United Business Bank. Fast solution of the arisen problems, quick decision on the payday loan. I definitely recommend this service.

Willis Russel

United Business Bank applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Cloyd Fay

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Broderick Champlin

Pay Attention

Above-shown info offers the details about a exact lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Castro Valley, California

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is easy and fast to issue payday loans in Castro Valley, California. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will United Business Bank help issue a loan in Castro Valley, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Castro Valley, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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