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Feedback about Patelco Credit Union?
Here you read the reviews of our customers.
The manager at this location provides excellent service!
Caleb Swaniawski
Derek Lowe and the rest of the staff there were awesome.
Easter Kerluke
Doesn't provide services for members of other Credit Unions inside branch.
Kira Schmitt
Pay Attention
The first three points specify the certain lending company. In other turn, below-defined info makes users get acquainted shared information about payday loans.
Payday Loans in Castro Valley, California
Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Castro Valley, California are taken out easily. The interest percentage depends on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders offer.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Patelco Credit Union help take out a loan in Castro Valley, California?
- Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any store.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
- Fast and high approval percentage. The positive answer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then a client should submit an application to get a proposal from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Castro Valley, ca review this circumstance not a drawback to take out a loan. The client of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on time and not only resolve current problems, but enhance the credit score.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.
APR Calculator
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Stanford Federal Credit Union
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www.sfcu.org
OneMain Financial
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+1 (805) 316-4793
www.onemainfinancial.com
