Welcome to Our Online Loan Referral Service

3.5 4 reviews

10601 Merritt St, Castroville, CA 95012, USA
+1 (831) 633-3302
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Castroville Branch?

Here you read the feedback of our customers.

I submit an application quite often. I am pleased with the terms. There is online 24/7 service.

Rita Abernathy

The money are transferred to my credit card. I pay off through my personal account. The payment is convenient and quick. Pay on schedule and there will be no issues.

Corene Waters DVM

Thanks to Mechanics Bank - Castroville Branch for helping when money is emergenctly required. I have been applying to this service for amost a year and everything is always honest, without hidden charges.

Kody Blanda PhD

Money was urgently required. I submitted an online application in Mechanics Bank - Castroville Branch. I sent all the necessary photos of documents, talked to the operators by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Marcus Greenfelder

I contacted Mechanics Bank - Castroville Branch. Everything was done quickly. Only pleasant impressions remained!

Matteo Padberg

Pay Attention

Lending companies are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Castroville, Texas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Castroville, Texas is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Mechanics Bank - Castroville Branch help take out a payday loan in Castroville, Texas?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to issue a loan. The lender process many aspects such as financial capabilities to approve the form. Cash advance in Castroville, Texas may help improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Castroville, California

OneMain Financial

Gateway Plaza, 3336 N Texas St I, Fairfield, CA 94533, USA

+1 (707) 425-6471

www.onemainfinancial.com

Oportun

6801 Atlantic Ave, Bell, CA 90201, USA

+1 (866) 488-6090

oportun.com

Umpqua Bank

3700 Lone Tree Way, Antioch, CA 94509, USA

+1 (925) 778-6700

locations.umpquabank.com

Navy Federal Credit Union - ATM

32nd Street Bldg B-454, National City, CA 91950, USA

+1 (888) 842-6328

www.navyfederal.org

Action Payday Advance

23871 #B Lake Dr., P.O. Bov 407, Crestline, CA 92325, USA

Fremont Bank

3866 Fallon Rd, Dublin, CA 94568, USA

+1 (925) 315-3201

www.fremontbank.com

First Citizens Bank

350 S Beverly Dr Suite 150, Beverly Hills, CA 90212, USA

+1 (310) 552-1776

locations.firstcitizens.com

Golden 1 Credit Union

1282 Stabler Ln #640, Yuba City, CA 95993, USA

+1 (877) 465-3361

www.golden1.com

California Employee Loan Program

300 Salem St, Chico, CA 95928, USA

+1 (877) 801-7377

www.californiaemployeeloans.com

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