Bank of the West Payday Loans Review

3 18 reviews

Organization owner?

2501 E Whitmore Ave, Ceres, CA 95307, USA

+1 (209) 538-5950

www.bankofthewest.com

Friday

9:30AM–4PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9:30AM–4PM

Tuesday

9:30AM–4PM

Wednesday

9:30AM–4PM

Thursday

9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

What people think about Bank of the West?

Below you read some of the opinions of our customers.

She had our new account opened and everything explained to us very quickly.

Prof. Walter Rosenbaum DVM

Very very rude branch manager her name is Ann and very bad customer service

Mrs. Alexa Grady

The older white lady with the glasses and the accent is VERY rude.

Alphonso Mayer

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Ceres, New York

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Ceres, New York. The interest rate will be set individually for each applicant and will depend on the personal information the consumer filled in.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments in good time.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.