Welcome to Our Online Loan Referral Service

3.7 23 reviews

1501 Mitchell Rd, Ceres, CA 95307, USA
+1 (209) 549-8500
www.valleyfirstcu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM

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Created Date

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Feedback about Valley First Credit Union?

Here you get acquainted with the reviews of our clients.

Ive been banking with them for a while. They helped me with a pay day loan, very friendly. I would not bank with anyone else😎

Holden Simonis II

Very helpful and service is quick.

Prof. Titus Satterfield III

The atm is always broken.

Verna Schaden IV

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Ceres, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Ceres, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Valley First Credit Union help issue a payday loan in Ceres, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a loan. The lender process many aspects such as financial capabilities to approve the form. Cash advance in Ceres, New York may help enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

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