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2.8 11 reviews

237 W East Ave, Chico, CA 95926, USA
+1 (530) 899-2347
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - North Chico Branch?

Below you see some of the opinions of our customers.

Love the people who work at this bank!

Lou Heller

I was a customer here for 10 years and LOVED the service.

Rhett Pacocha

Poor teller manners and customer service.

Ewell Morar

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Chico, Texas

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in Chico, Texas. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have poor credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are sure that you can afford payments in a timely manner.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

APR Calculator

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