Welcome to Our Online Loan Referral Service

4.9 8 reviews

279 F St, Chula Vista, CA 91910, USA
+1 (619) 827-8100
locations.bannerbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-06-14

Mailing Address

WA, United States

Company Name

Banner Bank

Banner Bank

Contact Data

What people think about Banner Bank?

Below you see some of the testimonials of our customers.

Best bank/credit union I've had in my 24 years of banking (member for 3 years).

John Murray

Staff is friendly and professional

Mr. Delmer Harvey DVM

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Chula Vista, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may be an easy and speedy solution to a short-term problem in Chula Vista, California. Loans from payday lenders can get you money within a few hours. Your APR will depend on several factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments on scheduled.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

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OneWest Bank

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