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3.4 5 reviews

2090 Diamond Blvd STE 10, Concord, CA 94520, USA
+1 (925) 609-1970
www.bankbac.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM

Domain Info

Created Date

2000-07-28

Mailing Address

Company Name

Contact Data

What people think about BAC Community Bank?

Below you get acquainted with some of the opinions of our customers.

Was invited to a birthday party but was empty at that time. A friend recommended me to address BAC Community Bank. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was effortless.

Rylan Fisher

BAC Community Bank seems credible. At least they charge no hidden fees. This was the only company that accepted me for a payday loan.

Mr. Kristoffer Wisoky V

They only ask for an ID to apply. Last month I was ill and needed some cash to hold on. These guys accepted me although I had a bad credit score. Quick and easy process. Highly recommend!

Mrs. Edythe Walsh Jr.

Pay Attention

The previous three items charactirize a precise financial institution. But below you can find general information about payday loans.

Payday Loans in Concord, Massachusetts

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Concord, Massachusetts. The entire process is effortless. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

23% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments without delays.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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Tri Counties Bank ATM

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