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Created Date
1998-07-13
Mailing Address
Company Name
Contact Data
Feedback about California Bank & Trust?
Here you get acquainted with the feedback of our customers.
Unbelievable happy folks, no need too small for immediate help or assistance.
Ila Paucek
Great customer service!!
Dr. Holly Bayer Jr.
Very personable and helpful.
Mrs. Shaina Kiehn
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The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.
Payday Loans in Dana Point, California
A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
Such financial products as payday loan in Dana Point, California is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will recieve.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will California Bank & Trust help take out a payday loan in Dana Point, California?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you have to submit an application and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A unfavorable factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to issue a cash advance. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Dana Point, California may help enhance your credit score.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.
APR Calculator
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