Welcome to Our Online Loan Referral Service

4 reviews

33621 Del Obispo St Suite A, Dana Point, CA 92629, USA
+1 (800) 872-2657
usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank?

Here you get acquainted with the reviews of our clients.

Thanks to the team of U.S. Bank. Quick solution of the arisen issues, quick decision on the cash advance. I definitely recommend this company.

Alfonso Reinger MD

I have a problem with paying back a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to address U.S. Bank. They really helped.

Vivienne Spinka

I trusted U.S. Bank when it was necessary to get a small loan. I submitted an application quickly. No problems.

Darrell Mann

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Dana Point, California

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is easy and quick to issue loans in Dana Point, California. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank help issue a loan in Dana Point, California?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by payday lenders to take out a loan. The lender review many aspects such as financial abilities to approve the request. Payday loans in Dana Point, California may help enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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