Welcome to Our Online Loan Referral Service


24801 Del Prado Ave, Dana Point, CA 92629, USA
+1 (949) 330-5913
www.bankofamerica.com

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17, Fleming Island, FL, 32003, United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Feedback about Bank of America Mortgage?

Here you see the feedback of our customers.

Thanks to Bank of America Mortgage for assisting when money is emergenctly required. I have been applying to this service for amost one year and everything is always honest, without hidden fees.

Mr. Laverne Stamm

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Marianna Cremin

I had a displeasing situation in my life. I urgently required extra funds. This company helped me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Anabel Kris

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Dana Point, California

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Dana Point, California is issued simply and quickly. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of America Mortgage help take out a payday loan in Dana Point, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Dana Point, ca will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Dana Point, California

Check Into Cash

2545 Bell Rd, Auburn, CA 95603, USA

+1 (530) 888-9160

local.checkintocash.com

Bank of the West

77 N Almaden Ave Ste 30, San Jose, CA 95110, USA

+1 (408) 947-5005

Sierra Vista Bank

Folsom, CA 95630, USA

www.cvcb.com

First Financial

8990 Miramar Rd, San Diego, CA 92126, USA

+1 (858) 689-9565

www.bankatfirst.com

Glendale Area Schools Credit Union

1800 Broadview Dr, Glendale, CA 91208, USA

+1 (818) 248-7425

gascu.org

ATM - Umpqua Bank

450 Sansome St Suite 120, San Francisco, CA 94111, USA

+1 (415) 268-8001

locations.umpquabank.com

Mechanics Bank - Guadalupe Branch

905 Guadalupe St, Guadalupe, CA 93434, USA

+1 (805) 343-5467

www.mechanicsbank.com

Amerifund Home Loans

2655 First St UNIT 220, Simi Valley, CA 93065, USA

+1 (800) 570-5626

www.amerifund.com

Patelco Credit Union

65 Southgate Ave, Daly City, CA 94015, USA

+1 (800) 358-8228

www.patelco.org

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