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3.6 11 reviews

12620 Erickson Ave H, Downey, CA 90242, USA
+1 (562) 803-6401
www.ranchofcu.org
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Rancho Federal Credit Union?

Below you see some of the opinions of our clients.

Great services friendly staff

Alice Harber DDS

There is someone at THIS Downey branch who is STEALING customers money.

Glennie Gleason

Pay Attention

The previous three items describe a precise financial institution. But below you can read general details about payday loans.

Payday Loans in Downey, Idaho

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Downey, Idaho is are easy to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Downey, California

Comerica Bank - ATM

1 Rancho Del Mar, Aptos, CA 95003, USA

+1 (831) 688-4159

locations.comerica.com

Bank of America Financial Center

27752 Antonio Pkwy, Ladera Ranch, CA 92694, USA

+1 (949) 364-4151

locators.bankofamerica.com

Speedy Cash

7855 Van Nuys Blvd, Panorama City, CA 91402, USA

+1 (818) 787-1990

www.speedycash.com

U.S. Bank ATM - Ukiah Safeway

653 S State St, Ukiah, CA 95482, USA

+1 (800) 872-2657

usbank.com

American River Bank

422 Sutter St, Jackson, CA 95642, USA

+1 (209) 223-2320

www.americanriverbank.com

Protecting Credit Unions

15332 W Antioch St #139, Pacific Palisades, CA 90272, USA

+1 (877) 208-6730

pmycu.com

Kinecta Credit Union

Rolling Hills Estates, CA 90274, USA

www.kinecta.org

OneWest Bank

704 S State College Blvd, Anaheim, CA 92806, USA

+1 (714) 776-0991

www.onewestbank.com

Instant Cash

139 Hobsonway, Blythe, CA 92225, USA

+1 (760) 921-3662

firstchoicepaydayloans.com

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