Welcome to Our Online Loan Referral Service

4.5 47 reviews

935 E Main St, El Cajon, CA 92021, USA
+1 (619) 440-8282
www.elcajonjewelryandloan.com
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–5:30PM

Domain Info

Created Date

2007-03-01

Mailing Address

California, United States

Company Name

EL CAJON JEWELRY AND LOAN

EL CAJON JEWELRY AND LOAN

Contact Data

Feedback about El Cajon Jewelry And Loan?

Here you read the feedback of our customers.

Nice people from the Owner to management to all the staff.

Cloyd Schmitt IV

Great customer service ,friendly,and overall the best in town hands down!!!💯❤️

Mr. Arvel Schmitt

Very thorough and good service

Marcelina Kris

Pay Attention

Above-specified info provides the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in El Cajon, California

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in El Cajon, California are taken out easily. The interest percentage is conditional on the customer's personal data: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will El Cajon Jewelry And Loan help take out a loan in El Cajon, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in El Cajon, California may help enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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