Domain Info
Created Date
1998-07-13
Mailing Address
Company Name
Contact Data
What people think about California Bank & Trust?
Below you read some of the testimonials of our customers.
Great customer service
Jackson Streich
Not everyone has a credit card and a debit isn’t good enough for you folks.
Prof. Abdullah Schinner I
Important
Now you can review general characteristics of payday loans.
Payday Loans in El Cajon, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in El Cajon, California. Loans from payday lenders can get you money same day. Your APR will depend on a few things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit score. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in El Cajon, California
Mechanics Bank - Red Bluff Branch
500 Luther Rd, Red Bluff, CA 96080, USA
+1 (530) 528-3060
www.mechanicsbank.com
Wells Fargo Bank
1435 Burlingame Ave, Burlingame, CA 94010, USA
+1 (650) 342-0864
www.wellsfargo.com
Check Into Cash
307 Vineyard Town Center, Morgan Hill, CA 95037, USA
+1 (408) 776-3404
local.checkintocash.com
