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4.2 5 reviews

9996 San Pablo Ave, El Cerrito, CA 94530, USA
+1 (510) 558-2300
www.mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - El Cerrito Branch?

Below you find some of the reviews of our clients.

Specially staff is very courteous and are always ready to help.

Darrion Hermann IV

Had a uncomfortable experience with Angela pries.

Mr. Bertram Sporer MD

I love this branch of Mechanic's Bank.

Nora Huel

Important

Now you can review general characteristics of payday loans.

Payday Loans in El Cerrito, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in El Cerrito, California. The entire process is hassle-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in El Cerrito, California

U.S. Bank Branch

2808 Country Club Blvd, Stockton, CA 95204, USA

+1 (209) 933-6946

locations.usbank.com

OneWest Bank

2111 Bonita Ave, La Verne, CA 91750, USA

+1 (909) 450-2140

www.onewestbank.com

Check Into Cash

6624 Laguna Blvd #106, Elk Grove, CA 95758, USA

+1 (916) 683-6703

local.checkintocash.com

Maxferd Jewelry & Loan of Beverly Hills

9640 S Santa Monica Blvd, Beverly Hills, CA 90210, USA

+1 (310) 220-0767

maxferd.com

Financial Partners Credit Union

27672 Crown Valley Pkwy Suite A, Mission Viejo, CA 92691, USA

+1 (800) 950-7328

fpcu.org

SF Fire Credit Union

3201 California St, San Francisco, CA 94118, USA

+1 (415) 674-4800

www.sffirecu.org

Money Mart

5044 Madison Ave, Sacramento, CA 95841, USA

+1 (916) 334-9110

www.moneymart.com

Sheer Funding

28202 Cabot Rd #300, Laguna Niguel, CA 92677, USA

+1 (800) 397-0677

Bank of Marin

1371 N McDowell Blvd #100, Petaluma, CA 94954, USA

+1 (707) 658-4210

www.bankofmarin.com

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