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1121 White Rock Rd #201, El Dorado Hills, CA 95762, USA
www.edwardjones.com

Domain Info

Created Date

1995-10-03

Mailing Address

201 Progress Parkway, Maryland Heights, MO, 63043, United States

Company Name

NO DATA

EDWARD D. JONES & CO. L.P.

Contact Data

[email protected]

+1.3145152000

+0.0000000000

Feedback about Edward Jones - Financial Advisor?

Here you see the reviews of our customers.

It was significant to improve the credit history, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted Edward Jones - Financial Advisor. The history improved after several loans paid back.

Erick Flatley

It was significant to enhance the credit rating, because there is practically no chance of getting a loan at a good interest rate. As a result, I contacted Edward Jones - Financial Advisor. The score improved after several loans paid off.

Everardo Kuhic

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the essence of payday loans.

Payday Loans in El Dorado Hills, California

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in El Dorado Hills, California is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Edward Jones - Financial Advisor help issue a payday loan in El Dorado Hills, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in El Dorado Hills, ca will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

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