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4.4 117 reviews
Loan agency in El Monte, California

11000 Lower Azusa Rd, El Monte, CA 91731, USA
+1 (626) 448-2400
www.speedycash.com
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Thursday
8AM–8PM
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
Closed
Monday
8AM–8PM

Domain Info

Created Date

2002-04-30

Mailing Address

Company Name

Contact Data

Feedback about Speedy Cash?

Here you get acquainted with the feedback of our customers.

… ! Ana, and her wonderful Management team went above and beyond to help me cash a check. Highly recommend, check cashing needs, or payday loan services. God …

Santos Willms

Salma was professional, friendly, and, dare I say, speedy. All joked aside, I don't take payday loans out often, but this was my best experience. Thanks Salma!

Emory Moen

Jocelyne was an amazing person to talk to and a huge help getting me what I needed in terms of a payday advance! She was knowledgeable, courteous, and very friendly and I …

Berry Rolfson II

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in El Monte, California

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in El Monte, California is issued easily and fast. The interest percentage is set respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Speedy Cash help issue a loan in El Monte, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in El Monte, California. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in El Monte, California

Hanmi Bank

1101 S Brea Canyon Rd Ste A-1, Diamond Bar, CA 91789, USA

+1 (909) 348-6600

locations.hanmi.com

ATM - Umpqua Bank

801 4th St, Santa Rosa, CA 95404, USA

+1 (707) 579-2265

locations.umpquabank.com

Befit Financial FCU

640 E Main St, Vacaville, CA 95688, USA

+1 (707) 557-8900

www.bffcu.org

U.S. Bank ATM - Paradise

6817 Skyway, Paradise, CA 95969, USA

+1 (800) 872-2657

usbank.com

Mechanics Bank - Corning Branch

950 Hwy 99 W, Corning, CA 96021, USA

+1 (530) 824-3966

www.mechanicsbank.com

Homebridge Financial Services, Inc.

2200 Sand Creek Rd Suite I, Brentwood, CA 94513, USA

+1 (925) 298-2953

www.homebridge.com

California Check Cashing Stores

11002 W Magnolia Blvd ste a, North Hollywood, CA 91601, USA

+1 (818) 505-8585

www.ccfi.com

ATM - Umpqua Bank

403 Davis St 1st Floor, Vacaville, CA 95688, USA

+1 (707) 452-7000

locations.umpquabank.com

Coldwell Banker Action Realty

2182 CA-4, Arnold, CA 95223, USA

+1 (209) 795-2100

calaverasrealestate.com

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