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What people think about Kinecta Federal Credit Union - El Segundo?
Below you find some of the opinions of our customers.
Kinecta Federal Credit Union - El Segundo seems legit. Used it twice. The first cash advance approved was small – $300, but next time the limit was increased to $800. Paid off the loan on schedule. The managers were friendly, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.
Adele West
I was embarrassed to borrow from my sister so I decided to apply for a cash advance via Kinecta Federal Credit Union - El Segundo. Found them on the net and the user reviews were great I have already applied 4 times and every time I was accepted very quickly. Very satisfied.
Sandra Hand
Thanks!! The money were sent to my bank account as agreed – the same day. I closed the debt in a timely manner and had no problems. The process is speedy and transparent. Be a responsible borrower and you will have no issues.
Waldo Dietrich DVM
Easy application. I only filled in an ID and a bank account. Same day processing. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is affordable . Paid off the debt on schedule. If required, the term can be also extended.
Alverta Jerde DDS
Pay Attention
The above-given information provides the details about a precise lender. The information below is about general information about payday loans.
Payday Loans in El Segundo, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans in El Segundo, California is are easy to access. The APR is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
APR Calculator
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