Domain Info
Created Date
2000-04-04
Mailing Address
Company Name
Contact Data
Feedback about El Dorado Savings Bank?
Here you get acquainted with the feedback of our customers.
El Dorado Savings Bank is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.
Evans Kub
I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.
Mrs. Audie Lockman III
Thanks to El Dorado Savings Bank for helping out when money is emergenctly needed. I have been applying to this service for more than one year and everything is always honest, without hidden fees.
Joana West
Good service with a reasonable rate. Money transferred immediately, I always use El Dorado Savings Bank.
Jolie Berge
Pay Attention
Further there will be presented the details about not a certain lender. The information below will define common information about payday loans and its specific elements.
Payday Loans in Elk Grove, California
According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.
This financial product in Elk Grove, California is taken out easily and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will El Dorado Savings Bank help issue a payday loan in Elk Grove, California?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with customer data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
After filling out an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Elk Grove, California. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
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Bank of America ATM
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locators.bankofamerica.com
