Welcome to Our Online Loan Referral Service

4.6 12 reviews

8150 Laguna Blvd, Elk Grove, CA 95758, USA
+1 (916) 405-4800
www.bankofstockton.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-03-04

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

Bank of Stockton

Contact Data

[email protected]

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Bank of Stockton (Elk Grove)?

Here you grapple with the reviews of our customers.

The tellers and staff are very kind and courteou!

Shane Hermiston

They give free coffee!!!

Miss Ada Predovic III

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Elk Grove, California

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to take out payday loans in Elk Grove, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of Stockton (Elk Grove) help take out a payday loan in Elk Grove, California?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Elk Grove, California. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

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