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5 5 reviews
Loan agency in Encinitas, California

206 N El Camino Real #B, Encinitas, CA 92024, USA
+1 (760) 452-7993
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM

Feedback about Fast Money Car Title Loans?

Here you see the reviews of our clients.

I apply quite often. I am satisfied with the terms. There is online round the clock service.

Ralph Metz DDS

Thanks to the team of Fast Money Car Title Loans. Fast solution of the arisen issues, quick decision on the payday loan. I definitely recommend this service.

Tristin Bailey

I recommend Fast Money Car Title Loans to everyone, I am applying for the second time. Everything is great!

Lavinia Armstrong

I trusted Fast Money Car Title Loans when it was necessary to get a small loan. I filled out an application quickly. No issues.

Claud Senger

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Encinitas, California

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Encinitas, California is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Fast Money Car Title Loans help take out a payday loan in Encinitas, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Encinitas, ca consider this circumstance not a drawback to take out a loan. The customer of a payday loan should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on a due date and not only resolve current problems, but enhance the credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Encinitas, California

Credit Service Co

7120 Hayvenhurst Ave # 300, Van Nuys, CA 91406, USA

+1 (800) 500-6117

www.csc4credit.com

First Citizens Bank ATM

Solana Beach, CA 92075, USA

www.firstcitizens.com

Greenback Funding

2139 Tapo St #115, Simi Valley, CA 93063, USA

+1 (805) 582-9400

greenbackfunding.com

Hard Money Lenders Visalia CA

720 E Center Ave, Visalia, CA 93292, USA

+1 (559) 697-6771

Patelco Credit Union

112 Vintage Way Suite C1, Novato, CA 94945, USA

+1 (800) 358-8228

www.patelco.org

Chase Bank

749 Foothill Blvd, La Cañada Flintridge, CA 91011, USA

+1 (818) 790-9001

locator.chase.com

ATM (Union Bank)

26407 Ynez Rd, Temecula, CA 92591, USA

www.unionbank.com

First Citizens Bank

101 Ygnacio Valley Rd UNIT 425, Walnut Creek, CA 94596, USA

+1 (925) 948-1444

locations.firstcitizens.com

Bank of the Sierra

1207 Spring St, Paso Robles, CA 93446, USA

+1 (805) 239-9520

www.bankofthesierra.com

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