Domain Info
Created Date
2009-02-07
Mailing Address
NJ, United States
Company Name
CIT Group Inc.
CIT Group Inc.
Contact Data
What people think about OneWest Bank?
Below you see some of the reviews of our clients.
Was invited to a gender party but was broke at that time. A friend recommended me to apply for a loan via OneWest Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was very easy.
Madisen Hoppe
Thank you OneWest Bank for helping me when I needed money urgently to pay for treatment. I have applied through this company 4 times and everything was nice. This is the most credible lender with no hidden fees. Highly recommended!!!
Evangeline Durgan
A good payday lender. They quickly processed my application. Had money in my account the same day. If you need some extra funds urgently, this is the best place to apply, I’m telling you!
Carlos Koepp
They approve applicants immediately and transfer funds the same day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Lillian Kohler
I am a regular customer of OneWest Bank. It is very simple to apply online. The interest rate was favorable. Their employees always respond in a timely manner.
Warren Hegmann
Important
Now you can see general features of payday loans.
Payday Loans in Encino, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans in Encino, Texas is are simple to access. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments on time.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.
APR Calculator
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