Prospera Gongalez Payday Loans Review

4 6 reviews

Loan agency in Escondido, California

Organization owner?

608 N Escondido Blvd, Escondido, CA 92025, USA

+1 (888) 981-6357

Wednesday

12AM–8PM, 9PM–12AM

Thursday

12AM–8PM, 9PM–12AM

Friday

12AM–8PM, 9PM–12AM

Saturday

9PM–12AM

Sunday

12AM–8PM, 9PM–12AM

Monday

12AM–8PM, 9PM–12AM

Tuesday

12AM–8PM, 9PM–12AM

What people think about Prospera Gongalez?

Below you see some of the reviews of our customers.

Thank you for the fantastic service. Your employess helped me throughout the application. It’s great that you only need an ID to get funds.

Erich Bartoletti

They only ask for an ID to verify you. Last year I was fined and needed some cash to hold on. These guys accepted me although I had a bad credit score. Quick and safe application. Highly recommend!

Genesis Jakubowski

I was embarrassed to borrow from my friends so I decided to apply for a payday loan via Prospera Gongalez. Found them online and the user reviews were good I have already applied 5 times and every time I was approved very quickly. Very happy.

Baby Runolfsson

Pay Attention

The previous three items describe a definite lending service. But below you can find general data about payday loans.

Payday Loans in Escondido, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Escondido, California is are easy to access. The APR is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Escondido, ca work with people with poor credit. You can request a bad credit payday loan online at any time of the day and if successful could have the funds in your account within a few hours.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.