Welcome to Our Online Loan Referral Service


1320 E Bidwell St, Folsom, CA 95630, USA
+1 (916) 984-2300
locations.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the reviews of our customers.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Ms. Elise Dicki

I often issue a payday loan to a card in First Citizens Bank. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the nuances.

Dr. Sarai Schamberger

Thanks to the team of First Citizens Bank. Quick solution of the arisen issues, quick approval on the loan. I definitely recommend this service.

Jordane Beier

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Folsom, Pennsylvania

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Folsom, Pennsylvania is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

6% APR small loan cap

How will First Citizens Bank help issue a payday loan in Folsom, Pennsylvania?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Folsom, pa will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Folsom, California

Shelter Financial

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+1 (866) 403-2757

www.shelterfinancial.com

Oportun

3007 Highland Ave, National City, CA 91950, USA

+1 (619) 493-4683

oportun.com

COMMUNITY CREDIT LINE

600 F St Ste 3, #721, Arcata, CA 95521, USA

+1 (800) 238-0941

communitycreditline.com

Chase Bank

2998 Huntington Dr, San Marino, CA 91108, USA

+1 (626) 237-3989

locator.chase.com

ACE Cash Express

6583 Atlantic Ave #110, Long Beach, CA 90805, USA

+1 (562) 428-5800

www.acecashexpress.com

Comerica Bank - ATM

32022 Camino Capistrano Suite F-3, San Juan Capistrano, CA 92675, USA

+1 (949) 234-9683

locations.comerica.com

California Check Cashing Stores

803 E Palmdale Blvd, Palmdale, CA 93550, USA

+1 (661) 538-1887

www.ccfi.com

OneWest Bank ATM

75 N Fair Oaks Ave, Pasadena, CA 91103, USA

+1 (877) 741-9378

www.onewestbank.com

Check Center

39478 Fremont Blvd, Fremont, CA 94538, USA

+1 (510) 745-8117

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