Welcome to Our Online Loan Referral Service


2740 E Bidwell St, Folsom, CA 95630, USA
+1 (916) 971-4570
www.safecu.org
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

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What people think about Steve Raymond - SAFE Credit Union - Financial Planning?

Below you see some of the reviews of our clients.

I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it early. Love this company for their affordable rates. Other lenders in my city charge sky high interest!

Olaf Bayer

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Steve Raymond - SAFE Credit Union - Financial Planning . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $700 online. Fortunately I got an approval!!! They literally saved my life.

Diana Grady

Pay Attention

The previous three items charactirize a specific lending service. But below you can read general information about payday loans.

Payday Loans in Folsom, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get accepted for payday loans in Folsom, Pennsylvania. The APR will be set individually for each case and will depend on the personal data the consumer provided.

APR

6% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

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POPA Federal Credit Union

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