Welcome to Our Online Loan Referral Service

5 2 reviews

905 Sutter St Suite 100, Folsom, CA 95630, USA
+1 (916) 985-8700
www.cvcb.com
Friday
10AM–4PM
Saturday
Closed
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM

Domain Info

Created Date

2000-11-10

Mailing Address

Oklahoma, United States

Company Name

BankOnIT

BankOnIT

Contact Data

Feedback about Central Valley Community Bank?

Here you read the reviews of our customers.

I suffered an unpleasant situation in my life. I emergenctly needed extra money. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Kiel Volkman

Not the first time I use Central Valley Community Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.

Ervin Kihn

Thanks to Central Valley Community Bank for helping out when money is emergenctly needed. I have been applying to this company for more than a year and everything is always honest, without hidden fees.

Sydnie Padberg

Pay Attention

Above-specified info provides the details about a certain lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Folsom, Pennsylvania

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Folsom, Pennsylvania is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

6% APR small loan cap

How will Central Valley Community Bank help take out a loan in Folsom, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Folsom, pa consider this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on schedule and not only handle current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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