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4 10 reviews

17860 Newhope St #102, Fountain Valley, CA 92708, USA
+1 (800) 854-9846
www.kinecta.org
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

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Feedback about Kinecta Federal Credit Union - Fountain Valley?

Here you get acquainted with the feedback of our customers.

If you need great deals with banking, auto insurance, come to them.

Dr. Nichole Carroll IV

Said there is something wrong with their ATM machine.

Ms. Carmen Kertzmann

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Fountain Valley, California

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Problem-free financial products are known as payday loans in Fountain Valley, ca. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Kinecta Federal Credit Union - Fountain Valley help take out a payday loan in Fountain Valley, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Fountain Valley, ca consider this circumstance not a drawback to issue a loan. The recipient of a loan should be ready to objectively assess financial abilities, issue a loan, pay off the debt on a due date and not only handle current problems, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Bank of Stockton (Rio Vista)

230 Main St, Rio Vista, CA 94571, USA

+1 (707) 374-5032

www.bankofstockton.com

ApprovedMoney.com

1276 E Colorado Blvd, Pasadena, CA 91106, USA

+1 (480) 401-2000

approvedmoney.com

East West Bank

35233 Newark Blvd Suite E, Newark, CA 94560, USA

+1 (510) 246-8313

www.eastwestbank.com

Check Cash Payday Loan

12065 Hart St, North Hollywood, CA 91605, USA

Union Bank

256 Los Angeles Ave, Moorpark, CA 93021, USA

+1 (805) 531-5080

blw.unionbank.com

Express Cash and Loan, Inc

329 S C St, Madera, CA 93638, USA

+1 (559) 661-7296

expresscashloan.net

College Money Pros

111 Deerwood Rd Suite 200, San Ramon, CA 94583, USA

+1 (925) 452-4067

collegemoneypros.com

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