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3.8 9 reviews

7062 Market Pl Dr, Goleta, CA 93117, USA
+1 (888) 255-3637
kpcu.com
Thursday
10AM–5PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

2001-08-06

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about KeyPoint Credit Union?

Below you see some of the reviews of our customers.

Great experience with car loan

Dr. Gladys Kozey

Very friendly staff.

Doris Wilkinson

I thought my money would be safe.

Miss Alysson Bartell Sr.

Important

The previous three items describe a specific company. But below you can read common data about payday loans.

Payday Loans in Goleta, California

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Goleta, California is are easy to access. The interest rate is individual for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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