Welcome to Our Online Loan Referral Service

5 reviews

63729 CA-96, Happy Camp, CA 96039, USA
+1 (530) 493-2281
www.mechanicsbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Happy Camp Branch?

Below you find some of the reviews of our clients.

Was invited to a birthday party but was empty at that time. A friend recommended me to contact Mechanics Bank - Happy Camp Branch. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was effortless.

Elinor O'Kon

I was embarrassed to borrow from my collegues so I decided to apply for a cash advance via Mechanics Bank - Happy Camp Branch. Found them online and the user reviews were great I have already applied twice and every time I was eligible within an hour. Very convenient.

Sarina McGlynn III

I was embarrassed to borrow from my sister so I decided to apply for a small loan via Mechanics Bank - Happy Camp Branch. Found them online and the user reviews were great I have already applied 3 times and every time I was accepted very quickly. Very nice.

Otilia Kuphal

I always use Mechanics Bank - Happy Camp Branch when it need a payday loan. The application process is trouble-free. No issues.

Mrs. Bethany Goodwin DDS

It wanted to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Mechanics Bank - Happy Camp Branch. Took out 2 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very happy.

Francesca Reichert

Important

Above there is information about a definite lender. Below you can review common aspects of payday loans.

Payday Loans in Happy Camp, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the easiest solution to your sudden financial issues in Happy Camp , California because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.

APR Calculator

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