Welcome to Our Online Loan Referral Service

3.7 3 reviews

19925W 1st St, Hilmar, CA 95324, USA
+1 (209) 664-5400
www.fmbonline.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1997-03-27

Mailing Address

Company Name

Contact Data

Feedback about Farmers & Merchants Bank?

Here you read the reviews of our clients.

Good service with a reasonable rate. Money transferred immediately, I always use Farmers & Merchants Bank.

Donald Baumbach

Yesterday I needed extra money, I decided to contact Farmers & Merchants Bank. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Bobbie Rath

want to express my deep gratitude to Farmers & Merchants Bank for believing my case. I had some issues with a credit score, but this service helped me out and took out a loan.

Manuel Fahey

It was significant to enhance the credit rating, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I addressed Farmers & Merchants Bank. The rating improved after several loans paid back.

Neoma Swift

Not the first time I use Farmers & Merchants Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It assists a lot when money is urgently needed.

Charlie Howe

Pay Attention

Above-shown info provides the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Hilmar, California

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Hilmar, California is taken out easily and quickly. The interest percentage is set respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank help take out a payday loan in Hilmar, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Hilmar, California. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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