Welcome to Our Online Loan Referral Service


2600 Michelson Dr, Irvine, CA 92612, USA
+1 (714) 415-1700
www.grandpointbank.com

Domain Info

Created Date

2007-06-26

Mailing Address

California, United States

Company Name

Pacific Premier Bank

Pacific Premier Bank

Contact Data

Feedback about Grandpoint Bank?

Here you grapple with the feedback of our customers.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Hobart Rau

Grandpoint Bank is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Cornelius Trantow

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Marcelle Treutel

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Irvine, Pennsylvania

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Irvine, Pennsylvania is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

6% APR small loan cap

How will Grandpoint Bank help issue a loan in Irvine, Pennsylvania?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Irvine, pa consider this circumstance not a drawback to issue a loan. The client of a cash advance should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only handle current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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