Domain Info
Created Date
2009-02-07
Mailing Address
NJ, United States
Company Name
CIT Group Inc.
CIT Group Inc.
Contact Data
What people think about OneWest Bank?
Below you read some of the opinions of our customers.
It needed to rebuild my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via OneWest Bank. Took out 3 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very good service.
Kayden Littel
I recommend OneWest Bank to everyone who need extra funds. I’ve been using them for 4th time. Always best possible service!
Dr. Davon Osinski V
Used OneWest Bank for the third time. The company is fair. They always keep you informed on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Prof. Kacey Kunze
Pay Attention
The above-given information provides the details about a peculiar financial institution. The information below is about common information about payday loans.
Payday Loans in La Jolla, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
It is simple and fast to get approved for payday loans in La Jolla, California. The interest rate will be set specifically for each person and will depend on the personal information the person entered.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can rescue people who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are assured that you can afford payments punctually.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.
APR Calculator
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ATM (Onewest Bank)
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