Welcome to Our Online Loan Referral Service

5 reviews

800 Silverado St, La Jolla, CA 92037, USA
+1 (858) 332-1000
locations.cnb.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1999-02-09

Mailing Address

Company Name

Contact Data

Feedback about City National Bank?

Here you grapple with the feedback of our customers.

Not the first time I use City National Bank. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when money is urgently needed.

Luna Mayer

I'm not ashamed to borrow money from City National Bank, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Scotty Lemke

City National Bank seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Nels Bauch

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in La Jolla, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in La Jolla, California is taken out easily and fast. The interest percentage is set respecting the category of the client: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will City National Bank help take out a payday loan in La Jolla, California?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in La Jolla, California. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in La Jolla, California

Banner Bank

312 Maple St, Mt Shasta, CA 96067, USA

+1 (530) 926-1680

locations.bannerbank.com

Tri Counties Bank

1441 Colusa Hwy, Yuba City, CA 95993, USA

+1 (530) 671-5563

branch.tcbk.com

Cash Flow Express Inc

San Rafael, CA 94901, USA

+1 (415) 925-9999

UnitedHealth Group Credit Union

5701 Katella Ave, Cypress, CA 90630, USA

+1 (800) 388-7000

www.uhgcu.org

Union Bank

3191 Danville Blvd, Alamo, CA 94507, USA

+1 (925) 362-7100

blw.unionbank.com

U.S. Bank Branch

659 Main St, Martinez, CA 94553, USA

+1 (925) 372-6900

locations.usbank.com

Aarax Home Loans Inc.

1313 N Milpitas Blvd, Milpitas, CA 95035, USA

+1 (408) 834-7407

www.aaraxhomeloans.com

Bank of the West

3081 McKee Rd, San Jose, CA 95127, USA

+1 (408) 998-6852

www.bankofthewest.com

Star Financial

5 Mason # 200, Irvine, CA 92618, USA

+1 (949) 461-0545

www.starfinancial.com

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