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Feedback about Credit Union of Southern California?
Here you see the reviews of our customers.
A good payday lender. The service quickly reviewed the application and deposited the funds to my card.
Ezequiel Spinka I
I got into one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Credit Union of Southern California in Laguna Niguel seemed to me the most convenient.
Shyanne Koss PhD
Thanks to the specialists for the reliable service. They helped out in difficult times. For application you only need an ID.
Katelynn Stehr I
Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Kathleen Carroll DDS
I'm not ashamed to borrow money from Credit Union of Southern California, now the whole world lives like this. I have already used cash advance many times, everything is convenient.
Dr. Noemi O'Conner PhD
Pay Attention
Above-defined info provides the details about a definite lender. Below-specified info is devoted to shared information about payday loans.
Payday Loans in Laguna Niguel, California
A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.
This financial product in Laguna Niguel, California is issued simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Credit Union of Southern California help take out a payday loan in Laguna Niguel, California?
- Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Then you have to submit an application and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Laguna Niguel, California. They estmate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its exact cost. This calculator will show the APR of the loan.
APR Calculator
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