What people think about CIB Funding II?
Below you read some of the reviews of our customers.
The process was as easy as possible, speedy. No paperwork needed. Thank you so much. Love their round-the-clock customer support. No problems. Would use again.
Horace Legros
I needed $500 to buy a dress on a sale. The only way out was to apply for a cash advance. Found a lot of companies on the Internet. CIB Funding II seemed the most credible company in Lake Elsinore.
Mr. Daron Turner MD
Important
Now you can see general aspects of payday loans.
Payday Loans in Lake Elsinore, California
A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans may be an easy and speedy solution to a short-term problem in Lake Elsinore, California. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments on scheduled.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Lake Elsinore, California
Santa Barbara Teachers Federal Credit Union
1307 N H St B, Lompoc, CA 93436, USA
+1 (805) 736-1606
www.sbtfcu.org
Mechanics Bank - Stockton Branch
1889 W March Ln, Stockton, CA 95207, USA
+1 (209) 870-3200
www.mechanicsbank.com
Express Payday Loans
11 Town Center Pkwy, Santee, CA 92071, USA
+1 (619) 393-3949
express-paydayloans.com
First Republic Bank
1200 State St, Santa Barbara, CA 93101, USA
+1 (805) 560-6883
www.firstrepublic.com
Hanmi Bank Loan Center
39420 Liberty St Ste 250, Fremont, CA 94538, USA
+1 (510) 824-7016
www.hanmi.com
HomeStreet Bank Affinity Lending Center
9369 Clairemont Mesa Blvd suite s, San Diego, CA 92123, USA
+1 (858) 223-2900
www.homestreet.com
El Dorado Savings Bank
5500 Folsom Blvd, Sacramento, CA 95819, USA
+1 (916) 452-2613
www.eldoradosavingsbank.com
Navy Federal Credit Union
6755 Mira Mesa Blvd #136, San Diego, CA 92121, USA
+1 (888) 842-6328
www.navyfederal.org
