Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Feedback about Mechanics Bank - Lompoc Branch?
Here you see the reviews of our customers.
Drive thru lines are fast and efficient
Elise Jerde I
Real good people there,
Emil Collier
It was the office director too!!!
Laurie Hamill
Pay Attention
Above-shown info provides the details about a certain lender. Below-specified info is devoted to general information about payday loans.
Payday Loans in Lompoc, California
Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Lompoc, California is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a customer will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Mechanics Bank - Lompoc Branch help take out a loan in Lompoc, California?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
After filling in an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Lompoc, ca consider this circumstance not a drawback to take out a loan. The recipient of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, repay the debt on a due date and not only solve current problems, but enhance the credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will define the cost of the loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Lompoc, California
Mechanics Bank - Stockdale Branch
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Montana Capital Car Title Loans
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Swift Title Loans Alpine
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Patelco Credit Union
1200 Clay St Suite 130, Oakland, CA 94612, USA
+1 (800) 358-8228
www.patelco.org
American Consumer Credit Counseling, Inc
505 Montogomery Street 10th & 11th Floor San Francisco, CA 94111, CA 94105, USA
+1 (415) 655-6899
www.consumercredit.com
Central State Credit Union
919 N Center St, Stockton, CA 95202, USA
+1 (209) 444-5300
www.centralstatecu.org
Golden 1 Credit Union
1282 Stabler Ln #640, Yuba City, CA 95993, USA
+1 (877) 465-3361
www.golden1.com
