Welcome to Our Online Loan Referral Service

4.7 3 reviews

705 W Central Ave, Lompoc, CA 93436, USA
+1 (805) 737-4064
www.yourcbsm.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-12-16

Mailing Address

Company Name

Contact Data

Feedback about Lompoc Community Bank?

Here you get acquainted with the reviews of our customers.

It was necessary to improve the credit history, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I addressed Lompoc Community Bank. The history improved after several loans paid back.

Myriam Thiel V

I submit an application very often. I am pleased with the terms. There is online round the clock service.

Jordan Volkman

Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Lompoc, California

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Lompoc, ca. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Lompoc Community Bank help issue a loan in Lompoc, California?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Lompoc, ca consider this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively assess financial solvency, take out a loan, repay the debt on a due date and not only cope with current difficulties, but improve the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Lompoc, California

Bank of the West

1633 1st St, Escalon, CA 95320, USA

+1 (209) 838-7371

www.bankofthewest.com

Golden Valley Bank

250 Hemsted Dr #100, Redding, CA 96002, USA

+1 (530) 222-4000

www.goldenvalley.bank

Self-Help Federal Credit Union

2100 H St, Bakersfield, CA 93301, USA

+1 (877) 369-2828

www.self-helpfcu.org

First Republic Bank

1400 Civic Dr, Walnut Creek, CA 94596, USA

+1 (925) 256-6857

www.firstrepublic.com

Bank of America Financial Center

1155 Lindero Canyon Rd, Westlake Village, CA 91362, USA

+1 (818) 865-2247

locators.bankofamerica.com

Apoyo Financiero Salinas

1577 N Sanborn Rd, Salinas, CA 93905, USA

+1 (831) 269-3087

www.apoyo-financiero.com

Mechanics Bank - Pacific Grove Branch

561 Lighthouse Ave, Pacific Grove, CA 93950, USA

+1 (831) 649-5010

www.mechanicsbank.com

Bank of the West - ATM

12790 Avenue 416, Orosi, CA 93647, USA

+1 (800) 488-2265

www.bankofthewest.com

Check Into Cash

1061 E Ave. J #101, Lancaster, CA 93535, USA

+1 (661) 945-2463

local.checkintocash.com

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