Welcome to Our Online Loan Referral Service

3.7 17 reviews

1310 Pine Ave, Long Beach, CA 90813, USA
+1 (562) 599-6698
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
9AM–6PM
Sunday
10AM–3PM

Feedback about The Check Cashers # 1?

Here you read the reviews of our customers.

Quick service in and out in 1 minute loved it great place to cash your check

Prof. Weston Prosacco DVM

Been coming for years great customer service

Mrs. Rhianna Flatley

Asked a question and they hung up on me

Dr. Morgan Schoen II

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Long Beach, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Long Beach, New York are issued easily. The interest percentage depends on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will The Check Cashers # 1 help take out a payday loan in Long Beach, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Long Beach, New York. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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Advance America

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+1 (805) 683-1964

www.advanceamerica.net

Bank of the West

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+1 (714) 524-5100

www.bankofthewest.com

Bank of the West

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+1 (209) 529-9300

www.bankofthewest.com

Atascadero Jewelry & Loan LLC

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Amalgamated Bank

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+1 (415) 995-8113

www.amalgamatedbank.com

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