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Feedback about University Credit Union?
Here you grapple with the reviews of our clients.
Service is fantastic with no fees like many other banking institutions do.
Mrs. Beryl Raynor
He sounded like he doesnt want to be at work..
Dr. Johnson Zieme DDS
Excellent customer service very friendly staff
Mortimer Schuppe Sr.
Pay Attention
Above-shown info offers the details about a definite lending company. Below-shown info is oriented on common information about payday loans.
Payday Loans in Los Angeles, California
A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.
Such financial products as payday loan in Los Angeles, California is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will University Credit Union help take out a loan in Los Angeles, California?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then you have to press a Submit button and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Los Angeles, California. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit history.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Los Angeles, California
Self-Help Federal Credit Union
482 B St, Biggs, CA 95917, USA
+1 (877) 369-2828
www.self-helpfcu.org
Ventura County Credit Union - Camarillo
711 E Daily Dr, Camarillo, CA 93010, USA
+1 (805) 477-4000
www.vccuonline.net
Bank of Santa Clarita
23780 Magic Mountain Pkwy, Santa Clarita, CA 91355, USA
+1 (661) 362-6000
bankofsantaclarita.com
OneMain Financial
16432 Beach Blvd, Westminster, CA 92683, USA
+1 (657) 400-2270
www.onemainfinancial.com
