Welcome to Our Online Loan Referral Service

4.6 173 reviews

3720 Flower St, Los Angeles, CA 90007, USA
+1 (213) 821-7100
www.usccreditunion.org
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

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Feedback about USC Credit Union?

Here you read the feedback of our clients.

Great rate! This is my 3rd car loan with USC.. I worked with Jorge on a car loan for a private party purchase this time. He kept the process as simple as possible and …

Helena Champlin

Great customer service, competitive rates, and fast service.

Estrella Labadie

With unexceptional service they are not good bank place at all

Chelsie Shanahan

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Los Angeles, California

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Los Angeles, ca. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will USC Credit Union help take out a loan in Los Angeles, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Los Angeles, California. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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