Welcome to Our Online Loan Referral Service

5 reviews
Loan agency in Los Angeles, California

6601 Center Dr W, Los Angeles, CA 90045, USA
+1 (310) 342-8244

What people think about Colorful Spectrum Inc?

Below you see some of the testimonials of our clients.

Good service with reasonable rates. They money immediately, as promised. I will use Colorful Spectrum Inc again if I need temporary help.

August Deckow

A couple of weeks ago I urgently needed $900 to pay for a car repair. I filled out an application form via the website of Colorful Spectrum Inc. I entered the basic personal detailed. No phone calls. The desired loan was approved within 10 minutes. The money was deposited to my bank account the same day. Cool lender!

Vesta Towne

They approve applicants instantly and transfer funds the next day. But be careful – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Harry McKenzie

I needed $600 to buy a suit for a party. The only way out was to apply for a cash advance. Found a lot of loan providers on the Internet. Colorful Spectrum Inc is the most legit company in Los Angeles.

Fanny Beier

They approve applicants urgently and transfer funds the same day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Jamarcus Purdy

Pay Attention

The previous three items charactirize a definite financial institution. But below you can read common information about payday loans.

Payday Loans in Los Angeles, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your temporary financial difficulties in Los Angeles , California because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Los Angeles, California

Self-Help Federal Credit Union

2256 Patterson Rd, Riverbank, CA 95367, USA

+1 (877) 369-2828

www.self-helpfcu.org

Bank of the West

2195 Main St D, Oakley, CA 94561, USA

+1 (925) 625-2211

www.bankofthewest.com

ATM (Union Bank)

495 S Mathilda Ave, Sunnyvale, CA 94086, USA

+1 (408) 738-4900

www.unionbank.com

Family Car Title Loans

3046 S Higuera St #B, San Luis Obispo, CA 93401, USA

+1 (805) 954-9144

familytitleloans.org

Mechanics Bank - Paradise Branch

672 Pearson Rd, Paradise, CA 95969, USA

+1 (530) 877-0857

www.mechanicsbank.com

Wells Fargo Bank

1115 2nd St, Brentwood, CA 94513, USA

+1 (925) 513-6000

www.wellsfargo.com

Banner Bank

1 Parkcenter Dr, Sacramento, CA 95825, USA

+1 (916) 648-2100

locations.bannerbank.com

Firefighters First Credit Union

191 W Wilbur Rd Suite 101, Thousand Oaks, CA 91360, USA

+1 (800) 231-1626

www.firefightersfirstcu.org

KeyPoint Credit Union

573 E Calaveras Blvd, Milpitas, CA 95035, USA

+1 (888) 255-3637

kpcu.com

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