Welcome to Our Online Loan Referral Service

4.6 5 reviews

601 I St, Los Banos, CA 93635, USA
+1 (209) 826-2723
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Los Banos Branch?

Here you read the feedback of our clients.

Excellent customer service, patient, kind, & never a push out, hurry up visit.

Carmel Kshlerin

Great customer service highly recommended.

Johnathon Von

Great people, and Bank.

Dr. Kiarra Bogan V

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Los Banos, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and fast to issue loans in Los Banos, California. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Los Banos Branch help take out a loan in Los Banos, California?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Los Banos, ca will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

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+1 (800) 872-2657

usbank.com

CashMax

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+1 (916) 723-0488

www.cashmaxloans.com

Amcal Home Loan Inc

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+1 (408) 263-8232

Financial Engines Advisor Center

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+1 (408) 970-0555

financialengines.com

First Republic Bank

201 W El Camino Real, Sunnyvale, CA 94087, USA

+1 (408) 733-8881

www.firstrepublic.com

Qc Instant Cash

2520 Lake Tahoe Blvd, South Lake Tahoe, CA 96150, USA

+1 (530) 543-1100

California Check Cashing Stores

803 E Palmdale Blvd, Palmdale, CA 93550, USA

+1 (661) 538-1887

www.ccfi.com

Tri Counties Bank

43308 State Highway 299E, Fall River Mills, CA 96028, USA

+1 (530) 336-6291

branch.tcbk.com

Union Bank

140 Brookwood Rd #101, Orinda, CA 94563, USA

+1 (925) 253-8980

blw.unionbank.com

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